Find the Gaps in Your Homeowners Insurance Policy
Released
on: July 1, 2009, 4:27 am
Author: InsuranceAgents.com
Industry: Financial
Carefully
reviewing your current policy can expose potentially expensive
gaps in your coverage.
Chicago
(InsuranceAgents.com) – Making sure you are properly covered
is the single most important aspect of an insurance policy, yet
it’s one of the most common mistakes consumers make when
seeking out homeowners insurance
quotes.
If
your residence is one of the most important assets you own, you
should make sure it is properly covered by reviewing your policy
with your local agent. InsuranceAgents.com recently published
an article detailing the risks many homeowners fail to cover because
of gaps in their homeowners insurance
coverage.
According
to the article, “many times these gaps aren’t realized
until the homeowner tries to file a claim and realizes their policy
doesn’t provide proper coverage …” It’s
important that you review your policy to see if it covers antiques,
jewelry, electronics, floods, personal liability, and many other
critical coverages that most homeowners insurance companies offer.
The
article goes onto explain that a personal injury coverage should
be included in your policy. This additional coverage pays for
things such as bodily harm, personal injury, libel/slander, or
defamation of character to you, your family, or your guests while
they are on the property. Typically this additional coverage is
not expensive and can provide a significant amount of coverage
for you.
You may want to consider other additional coverages like sewage
backup coverage or flood insurance. The main point the article
stresses is that there are a lot of available coverages available
under your homeowners insurance policy that you should consider
and it’s in your best interests to find out where the gaps
are in your current or new policy.
It’s
your responsibility to understand your rights and protect yourself
and you don’t want to be left with potentially thousands
of dollars in rejected claims because you lacked proper coverage.
Check out InsuranceAgents.com for more helpful article like this
one about how to use homeowners insurance to protect your home
and other helpful tools to help you find a lower rate.
Contact
Details: Tom Lustina
InsuranceAgents.com
435 North LaSalle
Chicago, IL
60610
614 286 0193
http://www.insuranceagents.com/
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