Find Security in Term Life Insurance
Released
on: October 27, 2009, 4:52 am
Author: InsuranceAgents.com
Industry: Financial
In
the midst of massive job cuts, more and more people are finding
themselves separated from benefits like healthcare and life insurance.
While it’s not guaranteed that you will get sick and need
healthcare, it is guaranteed that, one day, you will pass on.
That makes life insurance possibly the most important insurance
policy a person can have. But with all the kinds of life insurance
out there, which one is the best for you?
According
to a recently published article on Insuranceagents.com, any number
of life insurance policies may work for you, but oftentimes the
most affordable is term life insurance.
Term
life insurance can provide you with some security between jobs
or if you’re working only part time or at a temporary job.
According to the Insuranceagents.com article, “Term
Life Insurance: Get Peace Of Mind,” it doesn’t
matter if you are a single, a married or single parent, old or
young, rich or poor, term life insurance can be an affordable
service for everyone.
It’s
affordable because “it’s purchased for a specific
amount of money and a specific amount of time (called the term).
There is no cash value except for the death benefit. If you don’t
die before the term runs out, the company owes you nothing,”
which is why providers can afford to offer it for such a low rate,
according to the Insuranceagents.com article.
“30
Year term life insurance is a competitive commodity so it
pays to shop around and see where you can find the best rate,”
recommends the article. “Using online quotes is a smart
way to do just that. In no time you can compare rates and choose
the carrier you want, without ever leaving home. Look for a name
you can trust. There are many large insurance companies providing
term life so it won't be hard to find the right company.”
It
is important for everyone to have life insurance, and if you have
a tight budget, term life insurance may be the best bet for you.
Unfortunately, not everyone considers life insurance to be a main
concern.
“When
we're young and our health is good, life insurance isn't often
a priority. But although we dream about living to a ripe old age
of 100 without any health issues, for most of us that's simply
not a reality. Since none of us know when our time on earth will
end it's important to make sure you do the responsible thing and
make sure your family is taken care of,” according to the
Insuranceagents.com article.
For
more information or to receive life insurance rates
from up to five local agents, visit InsuranceAgents.com.
Contact Details: Tom Lustina
InsuranceAgents.com
435 North LaSalle
Chicago, IL
60610
614 286 0193
http://www.insuranceagents.com/
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