Find Security in Term Life Insurance


Released on: October 27, 2009, 4:52 am
Industry: Financial

In the midst of massive job cuts, more and more people are finding themselves separated from benefits like healthcare and life insurance. While it’s not guaranteed that you will get sick and need healthcare, it is guaranteed that, one day, you will pass on. That makes life insurance possibly the most important insurance policy a person can have. But with all the kinds of life insurance out there, which one is the best for you?

According to a recently published article on, any number of life insurance policies may work for you, but oftentimes the most affordable is term life insurance.

Term life insurance can provide you with some security between jobs or if you’re working only part time or at a temporary job. According to the article, “Term Life Insurance: Get Peace Of Mind,” it doesn’t matter if you are a single, a married or single parent, old or young, rich or poor, term life insurance can be an affordable service for everyone.

It’s affordable because “it’s purchased for a specific amount of money and a specific amount of time (called the term). There is no cash value except for the death benefit. If you don’t die before the term runs out, the company owes you nothing,” which is why providers can afford to offer it for such a low rate, according to the article.

“30 Year term life insurance is a competitive commodity so it pays to shop around and see where you can find the best rate,” recommends the article. “Using online quotes is a smart way to do just that. In no time you can compare rates and choose the carrier you want, without ever leaving home. Look for a name you can trust. There are many large insurance companies providing term life so it won't be hard to find the right company.”

It is important for everyone to have life insurance, and if you have a tight budget, term life insurance may be the best bet for you. Unfortunately, not everyone considers life insurance to be a main concern.

“When we're young and our health is good, life insurance isn't often a priority. But although we dream about living to a ripe old age of 100 without any health issues, for most of us that's simply not a reality. Since none of us know when our time on earth will end it's important to make sure you do the responsible thing and make sure your family is taken care of,” according to the article.

For more information or to receive life insurance rates from up to five local agents, visit

Contact Details: Tom Lustina
435 North LaSalle
Chicago, IL
614 286 0193

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