Securities Based Lending Continues To Be Seen As The Worldwide Lending Option That Offers U.S. Citizens And Foreign Nationals A Simple, Flexible, Non-Recourse Lending Alternative Without Liquidating The Borrower's Assets
Released
on: December 28, 2009, 4:10 am
Author:
Steve Gordon
Industry: Financial, Real Estate
Dillon, Co. - Securities Based Funding, Inc. announces a unique financing advantage to borrowers against the value of their securities portfolio at below-market, simple interest, fixed rate loans ranging from 2.5% to 4.5%. These non-recourse loans will assist Domestic and international buyers, sellers and developers of properties worldwide. The loan proceeds can be used for any purpose except to buy securities or carry securities in a margin account.
Despite the credit crunch and while access to liquidity through traditional capital markets is difficult in today's uncertain economy, security-based loans enable borrowers to access liquidity at below-market rates by pledging the securities they own as collateral for the loan. Securities based loans offer residential and commercial real estate owners and developers, a viable alternative, that are being frozen out of the market, by their banks and traditional sources of financing.
Eligible securities are publicly trades stocks, bonds, tradable mutual funds, unit investment and real estate investment trusts as well as foreign positions on international exchanges. Ineligible securities include, privately held stocks, securities held in retirement accounts, such as, IRAs and 401Ks. The borrower retains all upside market appreciation and receives any dividends or interest to which the securities are entitled. Loan to security values (LTV) range from 35% up to 80%. The more liquid and actively trades the securities, the higher the LTV.
Securities Based Funding, Inc. represents a full-service, private, nonpurpose, direct lender that specializes in securities-based lending with investors in need of prompt funding. Terms are based on the evaluation of the risk and future performance associated with the stocks, bonds or U.S. Treasuries to be pledged as collateral to maximize and maintain complete yet proprietary flexibility of the equity-loan process.
Successful stock-lending transactions have been executed involving the American Stock Exchange, NASDAQ National Stock Market, NASDAQ Small-Cap Stock market, New York Stock Exchange, Over-the-Counter Bulletin Board and foreign exchanges.
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For interview availability, contact Steve Gordon, 970-513-0082.
Securities Based Funding, Inc.
253 Ensign Drive , Dillon, Co. 80435
www.sbffunding.net