Rent Builtin Appliances for FHA Appraisals

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Released on: June 28, 2010, 3:40 am
Author: Kurt Shafer, Guaranteed Home Inspections
Industry: Real Estate

Guaranteed Home Inspections inspects homes in all counties in Southern California - Riverside, San Bernardino, Orange, San Diego and Los Angeles.

Many homes that are inspected are missing builtin appliances. FHA lenders are now requiring that homes that originally had builtin appliances MUST have them operational at the time of the appraisal. If they are not in place and working the appraisal cannot be completed.

GHI is now offering to install builtin range tops in kitchen counters and builtin ovens in kitchen cabinets to facilitate appraisals. These can be installed within a few days notice and can be left in place through the close of escrow to comply with the lender’s expectation.

The cost is $100 for clients who choose GHI to inspect the house. If the inspection cannot be included, the cost is $200 which includes the labor to install and the labor to remove after close of escrow. This price includes both a counter top range and a cabinet mounted oven. Due to the cost of labor to install and remove, discounts cannot be given for rental of just one of the two. These appliances are not new and are not expected to be the buyer’s choice for life. In fact, in kitchens with double oven cabinets, only one rental oven is installed because that is all that is required by FHA lenders and appraisers. Open space above or below is closed off by a temporary but presentable cabinet face.

Authority to install and right to remove must be obtained from the seller or the seller's listing agent. Payment may be made by either the selling party or the buying party. Payment may be made by cash, check, credit card or PayPal and is due in full at time of installation.

For more information see the Guaranteed Home Inspections web site, http://www.ifimissitifixit.com/rentbuiltinappliances

About Guaranteed Home Inspections
Kurt Shafer is a certified and insured home inspector who has inspected over 1000 homes in Southern California since 2004. These homes have ranged from 500 square feet to over 7000 square feet. He inspects multiunit dwellings with his team of experianced local inspectors and he has experience inspecting smaller retail establishments.

Kurt also makes sure that all utilities are present. If one or more is off, he brings water, power, gas and/or propane to be sure his inspections are thorough and of best value to the buyer.