Credit Repair Tips

Released on = December 5, 2006, 4:32 am

Press Release Author = Mark Henry

Industry = Financial

Press Release Summary = A list of ten credit repair tips follows. This is by no
means a complete list, maybe just enough to get you started.....

Press Release Body = A list of ten credit repair tips follows. This is by no means a
complete list, maybe just enough to get you started.

Credit Repair Tip #1 Look for free information before you buy anything. Did you know
that the three major credit bureaus, Experian, Equifax and TransUnion, are required
to provide consumers with one free copy of their credit report every year? If not,
you are not alone. Companies which sell credit reports and other credit repair tips
are betting that most people do not.

Credit Repair Tip #2 Visit www.annualcreditreport.com. At this site consumers can
view and print the information accumulated by the credit report agencies or credit
bureaus. There is no charge for these reports, but the credit bureaus are allowed to
promote the products that they sell, such as credit repair tips, on this site.
Credit Repair Tip #3 There may be a lot of information on your credit report or just
a little, depending on the types of credit that you have and the length of time that
you have been using credit. Print the reports out and begin the process of reviewing
the information that the credit bureaus have been accumulating about you. Use a
yellow highlighter to highlight information that you believe may be inaccurate,
misleading or unverifiable. This is information that you will dispute.

Credit Repair Tip #4 One of the credit bureaus has an on-line dispute system, but it
is not very user friendly. The window is tiny and in order to read a sentence, you
have to scroll from left to right. The best way to notify the credit bureaus of your
disputes is to send them a letter. Letter writing suggestions are included in many
books with credit repair tips, but you can view a perfectly usable example of a
dispute letter at the Federal Trade Commission\'s credit website.

Credit Repair Tip #5 Wait.

Credit Repair Tip #6 If you have not received a response from the credit bureau or
bureaus within thirty days, send a follow-up letter: \"Please remove these items from
my credit report immediately. I have waited a reasonable amount of time.\"

Credit Repair Tip #7 Wait.

Credit Repair Tip #8 If you receive no response from the follow-up letter, you will
need to contact a lawyer, preferably one that specializes in credit repair issues.
The credit bureaus are allowed to disregard disputes that they consider frivolous.
There are no guidelines for disputes which might be considered frivolous. Credit
Repair Tip #9 Sometimes options are recommended which are illegal, such as file
segregation. Do not create more problems for yourself.

Credit Repair Tip #10 Visit creditrepairsoft.com for more credit repair tips. This
site also shows how different actions affect your credit score.

There are several sources on the internet for credit repair tips. As with most
information, there are hundreds of books full of credit repair tips, software
programs with credit repair tips and credit repair specialists that charge for their
credit repair tips, but there is a lot of free information as well. For more credit
repair tips, vistit the Credit Repair Blog at

For additional information (or sample, copy or demo), contact:
service@creditrepairsoft.com

About Lebon Post Company
Credit Repair Software Kit only at creditrepairsoft.com. Buy Credit Repair Software
to repair your credit rating, to raise your credit score and to maintain an
excellent credit score.


Web Site = http://www.creditrepairsoft.com

Contact Details = Mark Henry
Lebon post company
Costa Mesa,USA


T: (866) 867-6354

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