TheNewsWire.com Announces OTCBB: TTWP In Merger Agreement

Released on = December 15, 2004, 10:07 am

Press Release Author = TheNewsWire.com

Industry = Financial

Press Release Summary = Other active stocks are Manchester Technologies Inc (NASDAQ: MANC), XOMA Ltd (NASDAQ: XOMA) and SBE Inc (NASDAQ: SBEI)

Press Release Body = (EMAILWIRE.COM, December 15, 2004) LAKE HARMONY, PA. -- 12 to 20 Plus, Inc., OTCBB: TTWP a Nevada corporation ("Company"), has obtained written consent from the majority of the stockholders as of December 10, 2004, approving a
merger with Secured Financial Network, Inc., (SFN) a Nevada Corporation.

SFN shall merge into the Company in accordance with Articles and Plan of Merger and an amendment to the Company's Articles of Incorporation changing the name of the Company to "Secured Financial Network, Inc." The Board of Directors of the Company
unanimously approved the Merger and Name Change on December 10, 2004. Under Section 78.320 of the corporate law of the State of Nevada.

On December 10, 2004, the Board of Directors adopted a resolution and obtained stockholder approval of the Merger. The Merger will result in the issuance of an additional 15,750,000 shares of the common stock of the Company to the shareholders of Secured Financial Network, Inc. Stockholders will not be required to exchange outstanding stock certificates for new certificates. Also on December 10, 2004, the Board of Directors adopted a resolution and obtained stockholder approval of an amendment to the Company' s Articles of Incorporation changing the Company's name to"Secured Financial Network, Inc."

The merger will become effective upon the filing of the Articles of Merger with the Nevada Secretary of State. At such time the company will request a change in its CUSIP number and trading symbol. Details of the merger and name change can be found
in the company's most recent Schedule 14C filing with the SEC.

About Secured Financial Network, Inc.

Secured Financial Network, Inc. offers worldwide marketing of Stored Value Pre-Paid Card Products, Card Management and Processing Services, and Value Added specific
services.

These pre-paid products include gift cards; VISA and MasterCard stored value debit cards both for payroll and retail issuance. Through exclusive strategic ISO (Independent Sales Organization) agreements Secured Financial Network is able to market its products and services worldwide.

Industry research of this industry shows a market potential in the tens of billions of dollars and growing significantly each year, as we move towards a cashless society.

The address of the known place of business of the Surviving Corporation, Secured Financial Network, Inc is 7951 SW 6th Street, Suite 210, Plantation, Florida 33024.

Contact information: Jeffrey L. Schultz President/CEO - RedFinNet.com jls@redfinnet.com - 888.Red.Fin1 - 954.614.3725

This release contains forward-looking statements and projections. Such statements and projections are made under the safe harbor provisions of applicable laws and regulations. Any reader should be advised that factors such as development of new capital funding, competition, lack of expert personnel and other factors may
materially affect in an adverse manner actual results of operations. Further, any reader of this release should
seek competent advice from a registered broker or financial planner prior to investing in shares of the issuer.

Other active stocks are Manchester Technologies Inc (NASDAQ: MANC), XOMA Ltd (NASDAQ: XOMA) and SBE Inc (NASDAQ: SBEI)

Contact:
C.P. Barry: vulcan@epix.net
Company: www.thenewswire.com
Phone: 1.888.478.7669 / 570.443.0539

Source: www.TheNewsWire.com

This press release was issued through GroupWeb EmailWire.Com. For more information, go to http://www.emailwire.com

Web Site = http://www.thenewswire.com

Contact Details = Contact:
C.P. Barry: vulcan@epix.net
Company: www.thenewswire.com
Phone: 1.888.478.7669 / 570.443.0539